AARP member benefits under the Personal Property and Casualty Insurance Program for Puerto Rico and the U.S. Virgin Islands are provided by Real Legacy Assurance Company, Inc. and not by AARP or its affiliates. Real Legacy Assurance, Inc. pays a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. The program is subject to change and may have restrictions. For details, AARP members should contact Real Legacy directly at 1-800-981-7855 and USVI members at 1-800-433-0881.