Skip Navigation LinksAARP-USVI-ENG-Coverage

 BrandedLogo.jpg

Join now

Renew AARP

AARP Benefits

 

Call Real Legacy at​

1-800-433-0881

 

Cubiertas para Puerto Rico

 

 

 

 

 

           

 

 

​US Virgin Islands Homeowner's

Coverage

Property

The AARP Property and Casualty Insurance Program from Real Legacy Assurancefor the US Virgin Islands provides coverage for the structure at replacement value contents at actual cash value for losses such as fire, hurricane, earthquake, vandalism and theft.

Special Limits of Liability

The special limit for each category shown below is the total limit for each loss for all property in that category. These special limits do not increase the Coverage C limit of liability.
  • $200 on money, bank notes, bullion, gold other than goldware, silver other than silverware, platinum other than platinumware, coins, medals, scrip, stored value cards and smart cards.
  • $1,500 on securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, personal records, passports, tickets and stamps. This dollar limit applies to these categories regardless of the medium (such as paper or computer software) on which the material exists. This limit includes the cost to research, replace or restore the information from the lost or damaged material.
  • $1,500 on watercraft of all types, including their trailers, furnishings, equipment and outboard engines or motors.
  • $1,500 on trailers or semitrailers not used with watercraft of all types.
  • $1,500 for loss by theft of jewelry, watches, furs, precious and semiprecious stones.
  • $2,500 for loss by theft of firearms and related equipment.
  • $2,500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware, platinum ware, platinum-plated ware and pewterware. This includes flatware, hollowware, tea sets, trays and trophies made of or including silver, gold or pewter.
  • $2,500 on property, on the "residence premises", used primarily for "business" purposes.
  • $1,500 on property, away from the "residence premises", used primarily for "business" purposes. However, this limit does not apply to antennas, tapes, wires, records, disks or other media that are:
    1. Used with electronic equipment that reproduces, receives or transmits audio, visual or data signals; and
    2. In or upon a "motor vehicle".
  • $1,500 on portable electronic equipment that:
    1. Reproduces, receives or transmits audio, visual or data signals;
    2. Is designed to be operated by more than one power source, one of which is a "motor vehicle's" electrical system; and
    3. Is in or upon a "motor vehicle".
  • $250 on antennas, tapes, wires, records, disks or other media that are:
    1. Used with electronic equipment that reproduces, receives or transmits audio, visual or data signals; and
    2. In or upon a "motor vehicle".

                 

 

Personal Liability

Provides personal liability coverage for bodily injury and / or damage to property, caused to third parties read by an occurrence caused by the insured’s negligence.

 

 

To contact

Real Legacy Assurance

 

    By physical address:

  Street 1 Lot 4

Metro Office Park
 Guaynabo, PR 00968
 
By Phone:
1-800-433-0881
Fax
1-787-774-2327

 

By Information
request form online:
   Click Here  

 

​ ​RegresarIcon.png

 

 AARP member benefits under the Personal Property and Casualty Insurance Program for Puerto Rico and the U.S. Virgin Islands are provided by Real Legacy Assurance Company, Inc. and not by AARP or its affiliates.  Real Legacy Assurance, Inc. pays a royalty fee to AARP for the use of its intellectual property.  These fees are used for the general purposes of AARP.  The program is subject to change and may have restrictions.  For details, AARP members should contact Real Legacy directly at 1-800-981-7855 and USVI members at 1-800-433-0881.